What happens if Your Mortgage is one of the 82% of Mort-gages which have been "securitised", ie sold or transferred to a third party Bank, or Special Purpose Vehicle ('SPV') typically located in a Tax Haven?

Think about it....

If your Mortgage "lender" has sold your Mortgage, then the wrong company could be registered at Land Registry.

Does a contract exist which binds you to the company which now owns your Mortgage? (See privity of contract).

Did your Mortgage "lender" sell the Mortgage when they were acting as "you", or themselves? (See Power of Attorney).

If the Mortgage "lender" acted as "you", then who do you think should have received the sale proceeds?

Can you see the gaping holes appearing in this thing we call a "Mortgage Product"?