Terms and Conditions ("House Rules")

Terms and Conditions

"You", "Your" means: the man or [wo]man using the YouAndYourCash.Com website ("Site") and or causing the Site to be used regardless of whether you "act" alone or as by and or through a FICTIONAL ENTITY and or as part of a group, partnership and or the like.

"Site" means: the You And Your Cash website,

"Us", "We", "Our" means: You And Your Cash ("YAYC")

If You use the Site in any shape or form You agree to be bound by the Terms and Conditions documented both herein and within Our Privacy Policy which You can find here.

In other words, if You agree to be bound by both the Terms and Conditions stated herein and by Our Privacy Policy: use the Site.  If You do not wish to be bound by the Terms and Conditions herein and by Our Privacy Policy then leave the Site immediately.

Your use of the Site is Your agreement to the Terms expressed herein and within the Privacy Notice.


Please let us know if we can improve things...

We have made every effort to design the Site in a way which provides: informative, helpful, useful information in a fun and entertaining way and it is our hope that this shows. Please let us know if we can make improvements or changes to our format.

Please also point out any typing errors, if they exist. We go to extreme lengths to make sure that typing errors do not exist - but even we get word blind after a while!

We reserve the right to make changes to these terms as and when we deem it necessary and proper to do so. Please check back on a regular basis to see what, if any, modifications have been made. By continuing your use of the site you understand and agree and accept all changes and all terms and conditions and the privacy policy.

Thanks again for visiting.

Restrictions on the use and sharing of our Online Material(s)

Term #1: All Online Materials made available to You via the Site and accessible by You on the Site including without limitation: text, phrases, information, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, sample letters, templates, handouts, ideas, strategies, and music ("Online Materials") are copyrighted as intellectual property.

Term #2: All usage rights are owned and/or controlled by Us.

Term #3: You may only download (under license) clearly specified Online Materials for non-commercial personal use only provided:

a) You are a registered Insider ("Member"), and

b) the Online Materials retain all copyright, trademark and propriety notices, and that You make no modifications to the materials, and through Your use of the Online Materials You do not suggest you have an association with any of Our products, services, events, or brands.

Term #4: You may not subsequently re-upload anything downloaded from the Site, regardless of whether it retains Our branding or not.

Term #5: Do not download quantities of Online Materials to a database, server, or personal computer for reuse for any commercial purposes and or for distribution and or posting online. You may not copy, reproduce, republish, upload, post, transmit or distribute our Online Materials in any way or for any purpose without obtaining Our express written permission first. You may not present and or re-present information and or strategies (obtained from the Site) as Your own creation(s) and or idea(s).

Term #6: If You reproduce, republish, upload, post, transmit or distribute Our Online Materials in any way or for any purpose without obtaining Our express written permission first You agree to compensate Us in the amount of no less than £50,000.00 per individual item of Online Materials and or individual idea and You further agree that all Your real and intangible property/assets, including but not limited to past, present and future equity, equity held in trust for your benefit and or to your order, equity placed in trust by You as grantor/settlor for the benefit of others, chattels, bank and savings account balances list not exhaustive will serve as surety for any claim made against You. You also agree that the final decision as to what constitutes an "individual" item of Online Materials and or individual idea is always to be determined by Us.

Term #7: You agree that if and where We deem court proceedings necessary You will be liable for all related court costs and all and any related costs and expenses incurred in tracking You down should tracing agents be deemed necessary prior to the instigation of court proceedings.

Term #8: You also agree that a fully binding decision ("Decision") may be determined through any arbitration court and or arbitration process of our choosing, and that said Decision will be binding in all jurisdictions without limitation.

Term #9: You may not add, delete, distort or misrepresent any content on or from the Site. All and any attempts to modify Online Materials in an effort to circumvent Our security features and or intellectual property rights is prohibited. 
In the event You download Online Materials including but not limited to software, data files, image files, video files, and or data accompanying, You agree without limitation that the Online Materials are for Your personal non-commercial home use only. We do not infer or agree or intend any transfer of title to You which means We retain full and complete title to the Online Materials and to all of the associated intellectual-property rights. 

Term #10: You are neither allowed nor permitted to sell or redistribute Online Materials nor to reverse-engineer, disassemble or otherwise convert it to any other form.

Term #11: When You submit Material and or information to Us all suggestions, ideas, graphics, comments, remarks ("Material") and or other information that You send through the Site (other than information we promise to protect under Our privacy policy) becomes and remains Our property even if We later terminate this agreement.

Term #12: You further understand We don’t have to treat any submission as confidential and You can not sue us for using the ideas You submit. If We use them, or anything like them, We do not have any obligation to pay You or anyone else for the use. Furthermore We will have complete and exclusive ownership of all present and future rights to submissions of any kind and We can use said submissions for any purpose We deem to be appropriate without compensating You or anyone else for them.

Term #13: Each and every information(s), text(s), form(s), template(s), video(s), audio(s), and such like, being Our intellectual property of is licensed to You for the duration of Your stay on the Site. 

Term #14: Your stay and continued access to Our intellectual property is determined by Your conduct and Your ongoing compliance the Terms of Use and the Privacy Policy (collectively called "Our Rules"). Violation of Our Rules does not entitle You to continued ongoing access to seminars, lectures, lessons, solutions, webinars you may have purchased (see "Termination of this Agreement" below).

In other words, all seminars, lectures, lessons, solutions, webinars together with all information(s), text(s), form(s), (download(s), and the like is/are licensed to You on the basis that You comply with Our Rules.

If you violate and or breach Our Rules We reserve the right to revoke Your licence to use and or access the Site.   

Logic dictates that had You attended a lecture/webinar/seminar live You would only have had access once, at said live-event. We provide ongoing access subject to Your complicity and conduct because we're nice like that! Violate Our Rules and You agree that We can remove all access, without refund.

Term #16: Limitation of Liability You acknowledge that You are responsible for any and all submissions You make to the Site. This means that You - not Us - bear full responsibility for the information, including its lawfulness, reliability, appropriateness, originality, and copyright. We will not be liable for any loss, damages or injury that accompany or result from Your use of the Site and these include (but are not limited to) loss, damages or injury caused by any:

  • Use of (or inability to use) the Site, and or
  • Use of (or inability to use) any Site to which you hyperlink from the Site, and or
  • Failure of the Site to perform in the manner You expected or desired, and or
  • error on the Site, and or
  • omission on the Site, and or
  • interruption of availability of the Site, and or
  • defect on the Site, and or
  • delay in operation or transmission of the Site, and or
  • computer virus or line failure.

In fact You should consider that the Site is dynamic and so nothing contained in the Site or linked to the Site should be considered as permanent. Please note that We are not liable for any damages, including but not limited to:

  • damages intended to compensate someone directly for a loss or injury, and or
  • damages reasonably expected to result from a loss or injury - known in some jurisdictions as “consequential damages" - and or
  • Other various damages and expenses resulting directly from a loss or injury - known in some jurisdictions as “incidental damages".

We are not liable even if We’ve been negligent or if Our authorized representative has been advised of the possibility of such damages or both. There are exceptions as certain laws may not allow us to limit or exclude liability for these “incidental” or “consequential” damages. If You live in one of those jurisdictions this limitation obviously would not apply which would mean that You might have the right to recover these types of damages. However, and in any event, our liability to You for all losses, damages, injuries, and claims of any and every kind (whether the damages are claimed under the terms of a contract, or claimed to be caused by negligence or other wrongful conduct, or they’re claimed under any other theory) will not be greater than the amount You paid (if anything) to access the Site.

Term #17: Links to Other Site(s) We sometimes provide referrals to and or links to other World Wide Web sites from the Site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites You can access through the Site. If in doubt, always check the Uniform Resource Locator (URL) address provided in Your WWW browser to see if You are still on a Site operated by Us or whether You have moved to another site. We are  not responsible for the content or practices of third party sites that may be linked to our Site. When We provide links or references to other websites, no inference or assumption should be made and no representation should be inferred that We are connected with, operate, or control the websites. Any approved link must not represent in any way, either explicitly or by implication, that it has received the endorsement, sponsorship or support of YAYC including its respective employees, agents and or owner(s).

Term #18:
Termination of this Agreement. Means you no longer have access to the Site.

Your responsibilities and obligations under this Agreement never expire regardless of Termination of the Agreement. By using the Site (one time or more) You will be bound ad infinitum in respect of Materials and or information(s) and or intellectual property belonging to Us obtained from the Site and all linked, associated, related and or offspring websites, along with all related documentation, copies and installations.

You may terminate Your Member status at any time.

We may terminate Your Member status at any time without notice to You if in our judgment and or opinion You breach Our Rules. Upon termination you must destroy all materials obtained from the Site including but not limited to information obtained from all linked, associated, related and or offspring websites. In addition by making material available to You on the Site, We do not in any way promise that the materials will remain available to You. We are entitled to terminate all or any part of your access to the Site without notice to You.

Jurisdiction and Other Points to Consider If You use the Site from locations outside of the domain of man You are responsible for compliance with any applicable local laws. These Terms of Use shall be governed by, and construed and enforced in accordance with, the laws of the territory of Our choosing.

If You have in any manner violated or threatened to violate our intellectual property rights and/or the intellectual property rights of affiliates You agree that We, or Our affiliates may seek injunctive and or other appropriate relief in any appropriate jurisdiction and You consent to an exclusive jurisdiction and court venue of our choosing.

Any other disputes will be resolved as follows:

  • if a dispute arises We agree to first try to resolve it with the help of a mutually agreed-upon mediator in a venue of Our choosing.
  • All costs and fees associated with the mediation will be shared equally by the parties.
  • If it proves impossible to arrive at a mutually satisfactory solution through mediation, We agree to submit the dispute to binding arbitration at a venue of Our choosing, under the rules of the Arbitration Association there resident. Judgment upon the award rendered by the arbitration may be entered in any court with the appropriate jurisdiction.
  • We may modify these Terms of Use and the agreement they create at any time simply by updating this posting without notice to You.
  • Other rules, comprising the Rules may appear in one or two other relevant places around the Site. They are clearly pointed out. Common Sense prevails, as does the spirit of the Rules.
  • You agree at all times and by Your use of the Site that Our decision is final in all circumstances when it comes down to the Site and or Our Interactions with You. Our house, Our rules!
  • Respect Us and We will Respect You.
  • Honour Us and We will Honour You. 
  • This together with the contents of the Privacy Policy and any other specific Rules as may relate to and or govern specific training courses and or materials is the entire Agreement.
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