Terms and Conditions ("House Rules")

Terms and Conditions

If you use this site in any shape or form you agree to be bound by the Terms and Conditions documented both herein and within our Privacy Policy which you can find here.

In other words, if you agree to be bound by both the Terms and Conditions stated herein and by our Privacy Policy: use this site.  If you do not wish to be bound by the Terms and Conditions herein and by our Privacy Policy then leave this site immediately. 

Please let us know if we can improve things...

We have made every effort to design the YAYC Website in a way which provides: informative, helpful, honest information in a fun and entertaining way and it is our hope that this shows. Please let us know if we can make improvements or changes to our format.

Please also point out any typing errors, if they exist. We go to extreme lengths to make sure that typing errors do not exist - but even we get word blind after a while!

We reserve the right to make changes to these terms as and when we deem it necessary and proper to do so. Please check back on a regular basis to see what, if any, modifications have been made. By continuing your use of the site you understand and agree and accept all changes and all terms and conditions and the privacy policy.

Thanks again for visiting.

Restrictions on the use and sharing of our Online Material(s)

All Online Materials available via the YouandYourCash.com ("YAYC") site including without limitation, text, phrases, information, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted as intellectual property.

All usage rights are owned and/or controlled by YAYC.

You, (the "Visitor" aka "User"), may download clearly specified Online Materials for non-commercial personal use only provided the materials retain all copyright, trademark and propriety notices, and that You make no modifications to the materials, and through your use of the materials you do not suggest you have an association with any of our products, services, events, or brands.

You may not subsequently re-upload anything downloaded from the YAYC website, regardless of whether it retains our branding or not.

Do not download quantities of Online Materials to a database, server, or personal computer for reuse for any commercial purposes and or for distribution and or posting online. You may not copy, reproduce, republish, upload, post, transmit or distribute our Online Materials in any way or for any purpose without obtaining our express written permission first.

If you reproduce, republish, upload, post, transmit or distribute our Online Materials in any way or for any purpose without obtaining our express written permission first you agree to compensate You And Your Cash (including YAYC) in the sum of no less than £5,000.00. You agree that if and where We deem court proceedings necessary you will be liable for all related court costs and all related costs and expenses incurred in tracking you down should tracing agents be deemed necessary prior to the instigation of court proceedings

You may not add, delete, distort or misrepresent any content on or from the YAYC site.

Any attempts to modify any Online Material or to defeat or circumvent our security features is prohibited. In the event that you download Online Materials including but not limited to software, data files, image files, video files, and or data accompanying, you agree without limitation that it the Online Materials are for your personal non-commercial home use only. We do not infer or agree or intend any transfer of title to you which means we retain full and complete title to the information and to all of the associated intellectual-property rights.

You are not allowed and or permitted to sell or redistribute the material nor to reverse-engineer, disassemble or otherwise convert it to any other form.

When you Submit Your Material and or information to Us all suggestions, ideas, graphics, comments, remarks and or other information that you send to YAYC through our site (other than information we promise to protect under our privacy policy) becomes and remains our property even if we later terminate this agreement.

You further understand we don’t have to treat any submission as confidential and you can not sue us for using the ideas you submit. If we use them, or anything like them, we do not have any obligation to pay you or anyone else for the use. Furthermore we will have complete and exclusive ownership of all present and future rights to submissions of any kind and we can use said submissions for any purpose we deem to be appropriate for YAYC purposes, without compensating you or anyone else for them.

All and every information(s), text(s), form(s), template(s), video(s), audio(s), and such like, being the intellectual property of YAYC is licensed to You for the duration of Your stay on this site. 

Your stay and continued access to Our intellectual property is determined by Your ongoing compliance with the House Rules (aka Terms and Conditions). Violation of the House Rules does not entitle You to continued ongoing access to seminars, lectures, lessons, solutions, webinars you may have purchased (see "Termination of this Agreement" below).

In other words, all seminars, lectures, lessons, solutions, webinars together with all information(s), text(s), form(s), (download(s), and the like is/are licensed to You on the basis that You comply with the YAYC Terms and Conditions (aka "House Rules").

If you violate and or breach the YAYC Terms and Conditions We reserve the right to revoke Your licence to use and or access the YAYC site.   

If You had attended a lecture/webinar/seminar live You would only have had access once!

We provide ongoing access because we're nice like that! 

Limitation of Liability
You acknowledge that you are responsible for any and all submissions you make to this website. This means that you - not us - bear full responsibility for the information, including its legality, reliability, appropriateness, originality, and copyright. YAYC will not be liable for any loss, damages or injury that accompany or result from your use of any of its sites and these include (but are not limited to) loss, damages or injury caused by any:

  • Use of (or inability to use) the site, and or
  • Use of (or inability to use) any site to which you hyperlink from our site, and or
  • Failure of our site to perform in the manner you expected or desired, and or
  • error on our site, and or
  • omission on our site, and or
  • interruption of availability of our site, and or
  • defect on our site, and or
  • delay in operation or transmission of our site, and or
  • computer virus or line failure.

In fact you should consider that this site is dynamic and so nothing contained in or linked to it should be considered as permanent. Please note that we are not liable for any damages, including but not limited to:

  • damages intended to compensate someone directly for a loss or injury, and or
  • damages reasonably expected to result from a loss or injury - known in legal terms as “consequential damages" - and or
  • Other various damages and expenses resulting directly from a loss or injury - known in legal terms as “incidental damages".

We are not liable even if we’ve been negligent or if our authorized representative has been advised of the possibility of such damages or both. There are exceptions as certain laws may not allow us to limit or exclude liability for these “incidental” or “consequential” damages. If you live in one of those jurisdictions this limitation obviously would not apply which would mean that you might have the right to recover these types of damages. However, and in any event, our liability to you for all losses, damages, injuries, and claims of any and every kind (whether the damages are claimed under the terms of a contract, or claimed to be caused by negligence or other wrongful conduct, or they’re claimed under any other legal theory) will not be greater than the amount you paid (if anything) to access our site.

Links to Other Site(s) We sometimes provide referrals to and or links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a YAYC operated site or have moved to another site. YAYC is not responsible for the content or practices of third party sites that may be linked to our site. When YAYC provides links or references to other Web sites, no inference or assumption should be made and no representation should be inferred that YAYC is connected with, operates, or controls these Web sites. Any approved link must not represent in any way, either explicitly or by implication, that it has received the endorsement, sponsorship or support of any YAYC site or endorsement, sponsorship or support of YAYC, including its respective employees, agents or directors.

Termination of This Agreement This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from YAYC and all linked, associated, related and or offspring Websites, along with all related documentation, copies and installations.

YAYC may terminate this agreement at any time without notice to you if in its sole judgment you breach any term or condition of this agreement. Upon termination you must destroy all materials obtained from YAYC including but not limited to all linked, associated, related and or offspring Websites. In addition by making material available to you on our Website we do not in any way promise that the materials will remain available to you. YAYC is entitled to terminate all or any part of its Website without notice to you.

Jurisdiction and Other Points to Consider If you use our site from locations outside of our country of business you are responsible for compliance with any applicable local laws. These Terms of Use shall be governed by, and construed and enforced in accordance with, the laws of the territory of our choosing as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate YAYC and/or its affiliates’ intellectual property rights, YAYC and/or its affiliates may seek injunctive and or other appropriate relief in any appropriate state and you consent to an exclusive jurisdiction and court venue of our choosing.

Any other disputes will be resolved as follows:

  • if a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the location of our choosing.
  • Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
  • If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the location of our choosing, under the rules of the Arbitration Association there resident. Judgment upon the award rendered by the arbitration may be entered in any court with the appropriate jurisdiction.
  • YAYC may modify these Terms of Use and the agreement they create at any time simply by updating this posting without notice to you.
  • Other rules, which form part of these Terms and Conditions ("House Rules") may appear at one or two relevant places on the YAYC Site. They are clearly pointed out. Common Sense prevails, as does the spirit of these Terms and Conditions.
  • You agree at all times and by Your use of the YAYC Site that Our decision is final in all circumstances when it comes down to the YAYC Site and or Our Interactions with You. Our house, Our rules!
  • Respect Us and We will Respect You.
  • Honour Us and We will Honour You.
  • This is the ENTIRE agreement.


Last reviewed 7 December 2020


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