This one comes from David in Newmarket, and his question is: “What is a credit score?”
A credit score is a third party assessment of your ability to handle liability (li-ability), and is usually required, and obtained, to help staff members assess applications for things like loans, credit cards, mortgages, mobile phone contracts and store finance.
The following broad elements of your "profile" are usually taken into account:
This one comes from Dorothy in Cheshire, and her question is:
“I’m about to make a claim for mis-sold PPI, and I’ve seen a lot of conflicting information about where to begin. Can you offer any advice that will help me get this underway?”
The Payment Protection Insurance mis-selling scandal has been big news for some years now, yet there remains £millions in unclaimed premiums, presumably by those who either have yet to realise there...
This one comes from Joanne in Cumbria. She says:
“I have found a Power of Attorney clause in my mortgage conditions which I knew nothing about. Why does my mortgage company need a Power of Attorney?"
That’s is an excellent question and frankly the answer is not a short one, so make yourself a nice cuppa and get ready while Simon answers this tough nugget of a question.
Before signing anything, you should always know what it is you are...
Are you worried about the banking system?
Do you trust Banks and bankers?
Have you considered creating your own “bank-of-gold” just in case the banking system ever collapses?
This is a massive dilemma for those of you seeking to protect your children, grandchildren, extended families and loved ones from the...
In this program, we thought we’d have a little fun and pass on some fiendish ways to deal with those unwanted calls, for unwanted products and services, from people you simply don’t want to speak with in the first place.
Simply take inspiration from the ideas presented in this show and turn the tables of those nuisance callers
OH… And if you’d like to record them, we’d love to publish some of the best ones on YouAndYourCash.com...
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